About KTL Performance Mortgage

KTL Performance Mortgage is an independent, locally-owned mortgage broker. We help homebuyers across Ohio, Indiana, Kentucky, and Florida achieve their homeownership goals.

Since 2003, our team has helped thousands of homebuyers navigate the mortgage process. Whether you’re purchasing your first home, upgrading to your next property, refinancing, exploring renovation financing, or even venturing into real estate investing, we’re here to guide you step by step.

We know the mortgage process can feel confusing and overwhelming. At KTL, we take the time to explain every step in plain language. We answer every question and make sure you feel confident moving forward.

At KTL, our name represents everything we stand for:

Knowledge
Our team has the knowledge to help you find the best home loan solution. We share our knowledge with you, educating you so that you understand the process, your options, and how all the numbers come together.

Trust
Doing the right thing is at the core of who we are. We work hard to earn your trust and communicate clearly and consistently throughout the process.

Love
At KTL, we love what we do, who we do it for, and who we do it with. We genuinely care about the people we serve.

This isn’t just a transaction to us, and you are not just a number. This is your home. Your dreams. Your family.

We know that buying a home can feel intimidating. Our job is to make the process as simple as possible so you feel supported from application to closing.

As a mortgage broker, we work with multiple lending partners to provide competitive rates and flexible loan options. We compare options and help you choose a home loan that fits your specific goals. We’re not limited by the programs or guidelines of just one bank or lender.

We proudly serve homebuyers in:

• Ohio
• Indiana
• Kentucky
• Florida

We use the newest lending technology, including document uploads, e-signature, online verifications, and more. This allows us to work with any and all homebuyers located in the states in which we’re licensed.

However, if you’re looking for local support, you can learn more about our teams in:

👉 Greenville, Ohio

👉 Richmond, Indiana

👉 Muncie, Indiana

While we serve clients across our market areas, we remain deeply committed to the communities where we operate. Our branch offices and loan officers are active in the areas they serve, building strong partnerships with local real estate professionals, service providers, and homeowners.

We are large enough to offer broad lending solutions, yet small enough to provide personal service.

We offer a wide range of mortgage solutions, including:

• Conventional Loans
• FHA Loans
• VA Loans
• USDA Rural Development Loans
• First-Time Homebuyer Programs
• Refinancing Options
• Renovation Loans
• HELOCs and Home Equity Solutions
• Non-QM Loan Options
• DSCR Investor Loan Programs

Every borrower’s financial situation is different. We take time to understand your income, credit, goals, and timeline.

Our goal is to get you to the closing table as quickly as possible, with a smile on your face.

Homebuyers choose KTL because of the friendly, personalized service we provide. We offer:

• Over two decades of mortgage expertise
• Clear communication throughout the loan process
• Personalized pre-approval strategies
• Support for credit challenges and unique income scenarios
• An in-house processing team – your loan is never outsourced to a 3rd party for processing
• A mortgage team that prioritizes responsiveness and transparency

We are large enough to offer competitive lending solutions, yet small enough to provide personal service.

And when you call, you speak to a real person who knows your file. You’re never just a number at KTL Performance Mortgage.

Whether your goals are to:

• Find out how much you can afford
• Improve your credit
• Compare mortgage options
• Refinance to lower your payment
• Consolidate debt with a cash-out refinance
• Or get pre-approved today…

Our team is here to help you take the next step with clarity and confidence.

👉 Apply online today or contact us to schedule a personalized mortgage consultation.