Mortgage Broker in Richmond, Indiana
Helping Wayne County families buy, build, and refinance with confidence.
Richmond has long been known as one of East Central Indiana’s most welcoming communities. From its historic downtown and vibrant Depot District to beautiful neighborhoods, parks, and nearby small towns, the area offers an excellent balance of affordability, opportunity, and quality of life.
Whether you’re purchasing your very first home, relocating for work, building your forever home, or refinancing your current mortgage, your home is one of the biggest financial decisions you’ll ever make. Having an experienced mortgage team on your side allows you to make those important decisions with confidence!
Our Richmond office, conveniently located at 3363 E. Main Street, proudly serves homebuyers throughout Richmond, Wayne County, and the surrounding communities. As an independent mortgage broker, we work with multiple lenders to compare loan options and find you the best home loan solution.
Since 2003, KTL Performance Mortgage has helped thousands of families achieve their homeownership goals through personalized guidance, competitive financing options, and service that puts people first. Whether you prefer to meet with us in our Richmond office, over the phone, or virtually, our team is here to make the mortgage process simple and stress-free.
Visit Our Richmond Office
3363 E. Main Street
Richmond, IN 47374
765-273-4711
🕒 Evening and weekend appointments available upon request.
Why Do Wayne County Homebuyers Choose KTL Performance Mortgage?
LOAN OPTIONS
We compare multiple lenders and loan programs to find the BEST solution for you.
LOCAL TEAM
Our team includes local mortgage experts that call Wayne County home.
AVAILABILITY
We work around your schedule, and are available nights and weekends when necessary.
KTL
We stand for Knowledge, Trust, and Love! At KTL, you’re not just a number.
Meet Your Richmond Mortgage Team
Our Richmond branch is proud to serve Wayne County and the surrounding communities with personalized mortgage solutions backed by the resources of one of the region’s leading independent mortgage brokers.
Whether you’re buying your first home or your fifth, our team is committed to making the mortgage process as smooth and stress-free as possible.
Proudly Serving Richmond and Surrounding Communities
Our Richmond office proudly serves homebuyers throughout Wayne County and East Central Indiana, including:
- Richmond
- Centerville
- Cambridge City
- Hagerstown
- Fountain City
- Williamsburg
- Milton
- Economy
- Dublin
- Liberty
- Connersville
- New Castle
- Winchester
We also regularly help buyers in nearby Ohio communities including:
- Eaton
- New Paris
- Lewisburg
- West Alexandria
- Englewood
If you’re purchasing a home anywhere in Indiana, Ohio, Kentucky, or Florida, our team is here to help.
★★★★★
Working with Craig and his team was amazing!! This was my first time buying a home and had no clue what I was doing. They were so nice and caring. If I had a problem they solved it right away. They made everything so smooth and very fast!! I would recommend them to everyone. Thank you KTL!!!
— Tracey C.
Google Review
★★★★★
Nothing but a pleasure!! Kept me informed and answered all questions promptly. Also gave me detailed explanations of all the documents before signing.
— Stephen
Google Review
★★★★★
They were so helpful and knowledgeable during this whole home buying process and I wouldn’t have wanted anyone else helping us! They communicated every detail of what was being done and what needed to be done! 100/10 recommend KTL!
— Courtney D.
Google Review
Home Loan Solutions for Every Stage of Life
No two homebuyers are exactly alike, which is why we offer a wide variety of mortgage solutions. You don’t need perfect credit or a huge down payment. We work with all types of buyers, and will work hard to find the best home loan solution for you.
We have the loan programs that you are looking for, and the expertise to recommend which program will be the best fit for your situation. We specialize in:
- FHA Loans
- VA Loans
- USDA Loans
- Conventional Loans
- Refinance Programs
- Home Equity Line of Credit (HELOC)
- Renovation Loans
- DSCR Loans
- Investment Loans
- …and more!
Frequently Asked Questions About Wayne County Home Loans
Absolutely! We work with many first-time buyers and offer a variety of loan programs, including FHA, Conventional, USDA, and VA loans.
Depending on the loan program you qualify for, you may be able to purchase a home with a very small down payment, or in some cases, no down payment at all!
Many buyers can receive a pre-approval quickly after submitting their application and supporting documentation.
Filling out our application is easy! You can apply online, give us a call at 765-273-4711, or stop in to see us at 3363 E. Main St. in Richmond.
Not at all! We have offices in Richmond, Muncie, and Greenville, Ohio, and we help buyers throughout Indiana, Ohio, Kentucky, and Florida.
Mortgage brokers have access to multiple lenders and loan programs, allowing us to compare options and help you find financing that best fits your needs.
Even if you’ve been turned down by your bank, KTL may still be able to help! Contact us for a second opinion.
