LOOKING FOR THE BEST MORTGAGE SOLUTION?
We'll help you find the BEST program for your unique situation.
There are many mortgage solutions to choose from. As a homebuyer, you want to make sure you find the best solution for your situation!
KTL Performance Mortgage has a variety of mortgage products and Mortgage Solutions to serve our clients. Whether you’re a first-time homebuyer, looking to upgrade to your dream home, or even searching for a loan for your second home or investment property, we’re confident we can find a solution to meet your needs.
We can help!
At KTL Performance Mortgage, we work with 13+ highly credible lenders, allowing us the opportunity to find the right program at the right Mortgage Rate. Our goal is to find the Home Loan Financing that works best for you. We may still be able to find a solution to help you achieve your homeownership dreams, even if another lender has turned you down.
When you apply for a home loan with KTL Performance Mortgage, you’ll be assigned a Loan Originator to be your guide and partner throughout your journey to becoming a homeowner.
Your Loan Originator will thoroughly review your application to determine which loan programs you qualify for. They will work closely with you to identify your goals and will recommend the best mortgage solution that will allow you to achieve those goals.
We offer home loans in Ohio, Indiana, Kentucky, and Florida. We would LOVE to work with you!
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Our top Mortgage Solutions…
A Conventional Mortgage is a home loan that isn’t guaranteed or insured by the federal government.
Conventional loans typically conform to the guidelines set forth by Freddie Mac and Fannie Mae.
You can get a conventional loan at a fixed or adjustable rate, with many flexible programs and options.
FHA Home Loans are guaranteed by the Federal Housing Administration, a division of the U.S. Department of Housing and Urban Development (HUD).
They offer low down payments, low closing costs, and easy credit qualifying.
These flexible loans are an affordable option for many buyers, not just first-time homebuyers.
The U.S Department of Veterans Affairs guarantees VA Mortgage Loans. They are available to active military and veterans.
VA loans do not require a down payment.
They offer competitive interest rates and lenient qualifying guidelines.
The U.S. Department of Agriculture (USDA) guarantees USDA loans, however, they are not farm loans!
The USDA Guaranteed Home Loan program makes it easier to become a homeowner, as long as you are purchasing in an eligible rural area.
This program does not require a down payment.
A mortgage refinance is the process of replacing the current mortgage on your home with a new mortgage.
Refinancing allows a homeowner to obtain a better interest rate, thereby lowering their monthly payment.
There are other situations in which a refinance may be a good solution, including cashout refinances to take advantage of the equity in your home.
Debt consolidation loans have helped many homeowners get back on their feet.
Do you have equity in your home? Equity is the difference between the current market value of your property and the amount you owe on your mortgage and other liens.
If you have enough equity, you can use a cashout refinance or a Home Equity Line of Credit (HELOC) to obtain the funds you need to pay off existing debts such as student loans, credit cards, or medical debt.
