Trying to decide whether to rent or buy? There are advantages and disadvantages to both options. For most situations, the benefits...
USDA Income Limits Increase for Ohio and Indiana
May 17, 2017 – The US Department of Agriculture has announced that USDA Income Limits in Ohio and Indiana have...
April 2017 Conventional Loan Updates
Updates to Fannie Mae Guidelines Fannie Mae is a government sponsored enterprise that purchases and guarantees mortgages on the secondary mortgage market....
Ohio Good Funds Law
On January 4, 2017, Ohio Governor Kasich signed H.B. 463, a bill which included revisions to the 1996 Ohio Good...
USDA Rural Development Home Loans
3 Things You Might Not Know 1. A down payment is not required. The USDA Rural Development Home Loan is...
Getting There: Paying Down Debt
Getting There: Paying Down Debt Earlier in the year, we covered how your debt to income ratio is a crucial...
Desteni Says: What is preapproval?
When deciding to buy a home, there are some “first steps” toward securing a home loan. Step 1: Prequalification Pre-qualification...
Top 5 Reasons to choose us for all your Home Loan needs
1. We work around your schedule We know you aren’t always available between 8:00 am and 5:00 pm. You’re busy...
Desteni Says: Amp your approval chances
Amp your approval chances! A debt to income ratio of 43% is standard. Your credit score is not the only...