USDA Rural Development Home Loans


3 Things You Might Not Know

1. A down payment is not required.

The USDA Rural Development Home Loan is one of the few remaining loans that offers true 100% financing. Using this loan, it’s possible to purchase a home with no money out of pocket.

2. It’s not just for “country” homes.

The Rural Development Home Loan was developed to encourage homeownership in rural areas, but that doesn’t mean that it’s only for homes in the country.  Open country and towns with a population of 10,000 or less are typically considered rural.  Some towns with a population of 25,000 or less are considered rural as well.  There are many areas in Ohio and Indiana in which the entire county is eligible!  Visit this link to review property eligibility in your area:

3. You don’t need perfect credit.

USDA Rural Development Loans require that you are able to demonstrate the willingness to meet credit obligations in a timely manner, but they do not require perfect credit. If you’ve had issues in the past with your credit, you still may be able to qualify.


The USDA Rural Development Home Loan is a GREAT program! Contact us today to learn more. Call 937-548-8222 or click here to apply online.