Your FICO credit score is calculated using a specific scoring model that is used by over 90% of lenders. These...
Category: Credit Score
What’s the minimum credit score to buy a home?
Jun 08,2018December 21, 2018
The answer is……it’s complicated! There is no set minimum credit score to buy a home. Requirements vary from loan program...
Credit Planning for the New Year
Dec 18,2017December 21, 2018
The new year is fast approaching, and it is the perfect time to make a CREDIT PLAN for 2018! If...
Make your credit report a part of your daily awareness
Nov 07,2017December 21, 2018
“Let’s take a look at your credit report.” Those are words that can strike paralyzing fear into the hearts of...
Building your Credit: How to get a Credit Card with No Credit (or Bad Credit)
Aug 23,2017December 21, 2018
We work with many prospective homebuyers who need some work on their credit in order to qualify for a home...
How to use a Credit Card to IMPROVE your Credit Score!
Jun 27,2017December 21, 2018
Credit cards aren’t a bad thing! When we are working with homebuyers who need to improve their credit score, getting...