THERE'S NO PLACE LIKE HOME
Homeownership is the American Dream. Whether it's your first home or your fifth, KTL is here to guide you through the process.
At KTL, we stand for KNOWLEDGE, TRUST, and LOVE. Our goal is to make your dreams of homeownership come true.
Buying your first home can be overwhelming. You have tons of questions...maybe so many that you don't even know where to start. KTL is here to help.
KTL Performance Mortgage helps people in Ohio, Indiana, Kentucky, and Florida find the right Home Loans, so they can secure Financing, and achieve their dreams of homeownership.
You wont feel left alone. The KTL Performance Mortgage team stands side by side with you every step of the way, from application to closing day!
We find the right mortgage solution for each person’s life situation and serve as a guide and partner throughout the process of achieving their dream.
Have a unique buying situation? We’re the team for you. We have many product options that that are suitable for a wide variety of purchase situations.
We know the home financing process can be confusing. Our application process is designed to be relaxed and friendly. Our goal is to reduce your worries and your burden.
KTL Performance Mortgage has one single mission: To help make your dreams of homeownership come true.
We strive to be the best Mortgage Lender possible, utilizing our knowledge to find the right Home Mortgage solution for each person’s life situation. We serve as a guide and trusted partner throughout the process of achieving their dream.
We accomplish this by loving what we do, who we do it for, and who we do it with.
Our home loan experts are currently licensed to serve clients in Ohio, Indiana, Kentucky, and Florida. If you are interested in purchasing or refinancing in one of these states, we can help!
We know that you aren’t always available between 8 am and 5 pm. To meet your needs, we offer extended office hours, including evenings and weekends. Call, text, or email us and we will work with you on your schedule.
Applications can take as little as 5 minutes over the phone. To apply online, text HOME to 33655 or click the Apply Now button above.
(Messages may be recurring: Msg&data rates may apply. Text Stop to cancel. Go to preapp1003.com for privacy and terms.)
It depends on your individual situation, but most loans can be completed in an average of 30 days.
Everyone’s financial situation is different. The required down payment varies depending on income, the value of the home you’d like to purchase, and the loan program. We offer a variety of loan options with varying down payment requirements. 100% financing is even an option for some buyers!
Yes. We offer VA loans to qualified Veterans. To be better prepared, please have a copy of your DD214 available. If you do not have your DD214, we can work with the VA to obtain it on your behalf.
Yes! Performance Mortgage offers numerous options for refinancing. Depending on your current financial situation and standard market interest rates, we may be able to help. Contact us for more details.
Yes we can! We are licensed in Ohio, Indiana, Kentucky and Florida. If you’re interested in financing a second home in the warm Florida sun, our team can help. Reach out via the form to the right and let us know your plans.
No you don’t. We have a unique process that gives us the option to access numerous loan types for varying types of credit. In addition, our friendly staff provides personalized credit counseling to help you achieve your goal of owning a home. Don’t let your past mistakes stop you from becoming a homeowner – we can help!
Desteni and her crew were AMAZING and kept me updated and informed every step of the way. 5 STARS aren’t enough to rate this team and their services they provide. If you’re looking to buy a house I would highly recommend using KTL Performance Mortgage and Desteni and her amazing team.
John’s leadership made my buying experience end with a beautiful home and not only that it was at a lower cost than expected. His team kept me updated daily and provided me assistance along the entire process. They have a seamless process that produced the best result possible in my circumstances. Give John a call if you are in the market for a new home.
Kristina and her team at KTL made things happen quickly and efficiently. I’m so grateful for all their help – it was like working with a group of friends.
Craig at KTL Performance Mortgage was incredibly awesome, kind, honest and is the best to work with without him and him working as hard as he did he made it happen so our family could get a home for Christmas and took the time to explain every step, and went above and beyond to push for us to get our first home!! And making our first home purchase a great feeling and positive experience!! I would definitely use him in the future and recommend him to friends and family! Thank you for your hard work!
KTL did everything and more. If you want a bank that focuses on getting it done this is it! Can’t say enough good things about the experience and the process that Leah and her team took care of. Even when obstacles arose and more information was needed to get the loan approved they got it done and fast! They were very easy to get a hold of and all of the employees there are very knowledgeable on the process they advertise. I wouldn’t go anywhere else.
Best in the business. David and team were nothing short of amazing throughout the entire process. If you are looking for mortgage products, this is the place.
I was not disappointed by choosing KTL for my mortgage needs. Zach was quick to respond to every message I sent! Ashley did a great job to get our closing done in a timely manner! I would choose them again!