3 Things You Might Not Know 1. A down payment is not required. The USDA Rural Development Home Loan is...

Getting There: Paying Down Debt
Getting There: Paying Down Debt Earlier in the year, we covered how your debt to income ratio is a crucial...

Desteni Says: What is preapproval?
When deciding to buy a home, there are some “first steps” toward securing a home loan. Step 1: Prequalification Pre-qualification...
Top 5 Reasons to choose us for all your Home Loan needs
1. We work around your schedule We know you aren’t always available between 8:00 am and 5:00 pm. You’re busy...

Desteni Says: Amp your approval chances
Amp your approval chances! A debt to income ratio of 43% is standard. Your credit score is not the only...

Desteni Says: Prepare your Paperwork
Ready to buy a home? It’s important to get your paperwork in order before reaching out for pre approval. Going...
About Conventional Loans
We know the process of shopping for a mortgage can be confusing. There are many types of mortgages available...

The 4 C’s of Borrowing
We’ve been at this for 13 years now, and during that time we’ve learned how to make what is a...

Desteni Says: “Our process is unique”
There is never one single mortgage solution for our clients because everyone has different dreams, goals and financial situations. Some...

success story – congratulations Andrew!
Congratulations on your new home Andrew! Thank you so much for allowing Teresa and Performance Mortgage the opportunity to help assist you with...