USDA Increases Income Limits for 2019

USDA Increases Income Limits for 2019

July 22, 2019 – The US Department of Agriculture has announced that USDA Income Limits in Ohio and Indiana have increased.

The USDA Rural Development (RD) home loan program helps individuals achieve homeownership in small towns or rural areas. The program is open to homebuyers whose annual income does not exceed the USDA’s income limits.

The best part of the USDA RD Loan? It doesn’t require a down payment! That’s right, this is a true 100% financing home loan.

With the recent increase in income limits, more families will now be able to qualify for a USDA home loan.

In Ohio and Indiana, the USDA 2019 income limits have increased by about 5%. For a family of one to four people, USDA Ohio and Indiana income limits are around $86,850 depending on the county. For a family of over five people, income limits are around $114,650.

Want to see if you qualify for a USDA Home Loan? Apply today!

Indiana 2019 USDA Income Limits

*as of 7/22/2019

Click here to jump to Ohio USDA Income Limits.

County Family Size: 1-4 Family Size: 5-8*
Adams $86,850 $114,650
Allen $86,850 $114,650
Bartholomew $86,850 $114,650
Benton $86,850 $114,650
Blackford $86,850 $114,650
Boone $86,850 $114,650
Brown $86,850 $114,650
Carroll $86,850 $114,650
Cass $86,850 $114,650
Clark $86,850 $114,650
Clay $86,850 $114,650
Clinton $86,850 $114,650
Crawford $86,850 $114,650
Daviess $86,850 $114,650
Dearborn $86,850 $114,650
Decatur $86,850 $114,650
De Kalb $86,850 $114,650
Delaware $86,850 $114,650
Dubois $86,850 $114,650
Elkhart $86,850 $114,650
Fayette $86,850 $114,650
Floyd $86,850 $114,650
Fountain $86,850 $114,650
Franklin $86,850 $114,650
Fulton $86,850 $114,650
Gibson $86,850 $114,650
Grant $86,850 $114,650
Greene $86,850 $114,650
Hamilton $86,850 $114,650
Hancock $86,850 $114,650
Harrison $86,850 $114,650
Hendricks $86,850 $114,650
Henry $86,850 $114,650
Howard $86,850 $114,650
Huntington $86,850 $114,650
Jackson $86,850 $114,650
Jasper $86,850 $114,650
Jay $86,850 $114,650
Jefferson $86,850 $114,650
Jennings $86,850 $114,650
Johnson $86,850 $114,650
Knox $86,850 $114,650
Kosciusko $86,850 $114,650
La Porte $86,850 $114,650
Lagrange $86,850 $114,650
Lake $86,850 $114,650
Lawrence $86,850 $114,650
Madison $86,850 $114,650
Marion** N/A N/A
Marshall $86,850 $114,650
Martin $86,850 $114,650
Miami $86,850 $114,650
Monroe $86,850 $114,650
Montgomery $86,850 $114,650
Morgan $86,850 $114,650
Newton $86,850 $114,650
Noble $86,850 $114,650
Ohio $86,850 $114,650
Orange $86,850 $114,650
Owen $86,850 $114,650
Parke $86,850 $114,650
Perry $86,850 $114,650
Pike $86,850 $114,650
Porter $86,850 $114,650
Posey $86,850 $114,650
Pulaski $86,850 $114,650
Putnam $86,850 $114,650
Randolph $86,850 $114,650
Ripley $86,850 $114,650
Rush $86,850 $114,650
St. Joseph $86,850 $114,650
Scott $86,850 $114,650
Shelby $86,850 $114,650
Spencer $86,850 $114,650
Starke $86,850 $114,650
Steuben $86,850 $114,650
Sullivan $86,850 $114,650
Switzerland $86,850 $114,650
Tippecanoe $86,850 $114,650
Tipton $86,850 $114,650
Union $86,850 $114,650
Vanderburgh $86,850 $114,650
Vermillion $86,850 $114,650
Vigo $86,850 $114,650
Wabash $86,850 $114,650
Warren $86,850 $114,650
Warrick $86,850 $114,650
Washington $86,850 $114,650
Wayne $86,850 $114,650
Wells $86,850 $114,650
White $86,850 $114,650
Whitley $86,850 $114,650

*Add 8% of the 4 person limit for each person in excess of 8 persons.
**Marion County does not contain any USDA eligible areas.

 

Ohio 2019 USDA Income Limits

*as of 7/22/2019

County Family Size: 1-4 Family Size: 5-8*
Adams $86,850 $114,650
Allen $86,850 $114,650
Ashland $86,850 $114,650
Ashtabula $86,850 $114,650
Athens $86,850 $114,650
Auglaize $86,850 $114,650
Belmont $86,850 $114,650
Brown $86,850 $114,650
Butler $86,850 $114,650
Carroll $86,850 $114,650
Champaign $86,850 $114,650
Clark $86,850 $114,650
Clermont $86,850 $114,650
Clinton $86,850 $114,650
Columbiana $86,850 $114,650
Coshocton $86,850 $114,650
Crawford $86,850 $114,650
Cuyahoga** N/A N/A
Darke $86,850 $114,650
Defiance $86,850 $114,650
Delaware $86,850 $114,650
Erie $86,850 $114,650
Fairfield $86,850 $114,650
Fayette $86,850 $114,650
Franklin $86,850 $114,650
Fulton $86,850 $114,650
Gallia $86,850 $114,650
Geauga $86,850 $114,650
Greene $86,850 $114,650
Guernsey $86,850 $114,650
Hamilton $86,850 $114,650
Hancock $86,850 $114,650
Hardin $86,850 $114,650
Harrison $86,850 $114,650
Henry $86,850 $114,650
Highland $86,850 $114,650
Hocking $86,850 $114,650
Holmes $86,850 $114,650
Huron $86,850 $114,650
Jackson $86,850 $114,650
Jefferson $86,850 $114,650
Knox $86,850 $114,650
Lake $86,850 $114,650
Lawrence $86,850 $114,650
Licking $86,850 $114,650
Logan $86,850 $114,650
Lorain $86,850 $114,650
Lucas $86,850 $114,650
Madison $86,850 $114,650
Mahoning $86,850 $114,650
Marion $86,850 $114,650
Medina $86,850 $114,650
Meigs $86,850 $114,650
Mercer $86,850 $114,650
Miami $86,850 $114,650
Monroe $86,850 $114,650
Montgomery $86,850 $114,650
Morgan $86,850 $114,650
Morrow $86,850 $114,650
Muskingum $86,850 $114,650
Noble $86,850 $114,650
Ottawa $86,850 $114,650
Paulding $86,850 $114,650
Perry $86,850 $114,650
Pickaway $86,850 $114,650
Pike $86,850 $114,650
Portage $86,850 $114,650
Preble $86,850 $114,650
Putnam $87,400 $115,350
Richland $86,850 $114,650
Ross $86,850 $114,650
Sandusky $86,850 $114,650
Scioto $86,850 $114,650
Seneca $86,850 $114,650
Shelby $86,850 $114,650
Stark $86,850 $114,650
Summit** N/A N/A
Trumbull $86,850 $114,650
Tuscarawas $86,850 $114,650
Union $100,250 $132,350
Van Wert $86,850 $114,650
Vinton $86,850 $114,650
Warren $86,850 $114,650
Washington $86,850 $114,650
Wayne $86,850 $114,650
Williams $86,850 $114,650
Wood $86,850 $114,650
Wyandot $86,850 $114,650

*Add 8% of the 4 person limit for each person in excess of 8 persons.
**Cuyahoga and Summit Counties do not contain any USDA eligible areas.

***Please note, this chart is for informational purposes only. Click here to validate your income directly from the USDA website.